When you apply for a mortgage, you might choose to speak to a mortgage adviser, or you might choose to research your deal. Getting a mortgage is a big financial decision, so it is important you fully research your options before you commit.

At SEARS Accountants, we can assist you by providing the current mortgage guidance and refer you to our business partners, who are mortgage brokers with years of experience. The brokers will recommend for you the most suitable options and will assess the level of mortgage repayments you can afford, by looking at your income as well as your debt repayments and day-to-day spending.

We also provide advise on Islamic mortgages